How a line becomes a forecast One line per transaction: B is the bank number, C is money in, D is money out, and ,R repeats monthly. Help has the full syntax, including same-day items already in that balance. Sample numbers are made up. This is not financial advice (About). B-CHCK1000-main|2026-09-01|420|Starting checking C|2026-09-15,R|1800|Paycheck D|2026-09-01,R|1500|Rent Load this example Copy the lines Try a starter Close month Single renter on a biweekly paycheck. Rent hits first; a thin buffer and one card. Variable pay Gig weeks that swing. Rent week is tight; later weeks catch up. Transit instead of a car, one high-APR card. Two-paycheck household Two incomes, rent, childcare, and a bigger grocery bill. Tight around the 1st. Debt focus One paycheck covering rent plus three debts — card, medical, student loan.